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The JA Company Program is provided by JA Finland and carried out in educational establishments throughout Finland. The program is a part of the education provided by the school. A teacher at the school is in charge of the program.

The JA Company Program is available to all education establishments providing comprehensive or upper secondary education. The program is implemented by using it to create a class/an elective/a course that the student can choose to complete. The program can be part of a wider study program, such as for entrepreneurship or enterprise education.

The program is used to promote entrepreneurial learning and helps the creation of sustainable operations within schools without additional funding for projects. JA Finland provides training for the teachers and facilitates networking.

JA Finland’s (Junior Achievement Finland) goal is to advance entrepreneurial attitude and an active lifestyle among Finnish youths by increasing their knowledge of entrepreneurship, providing entrepreneurial experiences, enhancing readiness for working life and financial management skills. JA Finland is part of global Junior Achievement network.

JA network is world’s largest entrepreneurship and consumer education organization. The international network reaches over 10 million youths every year in 113 countries. The JA Europe network provides services to over 3 million students in 36 countries.

JA Finland has been in operation since 1995.

Implemeting the program

  1. The school decides to join the program
  2. The teacher(s) in charge examine the program
  3. The teacher(s) take part in the free program training if possible
  4. The teacher registers using the
  5. If they want, the teacher in charge may order a printed guide for the program.
  6. The JA companies register into the program using the website


The program only has a participant-specific registration fee which is €22 per students in comprehensive education and €30 per student in upper secondary schools.

While establishing a JA company, the students invest €10–40 each as initial capital. Initial capital is used to set up the business operation: purchasing material or making small investments, such as business cards and brochures.


Assessment is based on performance and activity during the program. Also, the evaluation includes exercises that are returned at the end of the course and the competitions that are organized during the course as a part of it.

To support assessment, you should take advantage of the international Entrepreneurial Skills Pass (ESP), which is a learner self-assessment tool and entrepreneurship certificate. ESP self-assessments are made at the beginning and end of the program and each learner gets a personal certificate of the development of his / her own skills during the program. In addition to self-assessment, learners can participate in an ESP exam that measures skills in entrepreneurship, economic and working life skills.

From teacher to a coach

Teacher  of the program supports learning, acts as a sparring partner for the students, and helps the students forward.

The saying “entrepreneurship is an attitude” also applies here! The most important thing is to be interested in the ideas of the JA entrepreneurs and to be ready to direct them towards additional information when needed. The desire to create and utilize networks is important.

The biggest challenges are usually faced in the following areas of the operation:

  • How to initiate the operation (i.e., how to turn ideas into concrete products or services.)?
  • The JA companies’ use of online tools (how to get a website and share information?)
  • How to handle accounting?
  • How to find customers?

Teaching the program

This website is a knowledge base for the JA companies and gives information and guidance related to the JA Company Program and its phases. The website also provides information about competitions and other related events. The website is also used for the registration of the JA companies.

The school year is divided into phases, according to which the activities proceed. The duration of the phases depends on the nature of the students’ idea, its degree of difficulty, and the skills of the students.

How to implement the program?


The program runs within a single term, from August to December or January to May.

Academic Year

The program runs in an academic year, beginning in August and ending in May.

Calendar Year

The program runs over a calendar year, from January to December.

The operation of the JA company

  • The operation of the JA companies is made possible by making the JA Company Program a part of the education provided by the school or the educational establishment.
    • The monetary transactions of the JA company and the school must be kept separate.
  • The JA companies are not real companies and do not have Business ID.
    • If a JA company sells products/services during the program, the operation is considered personal income generation for the participants.
  • The JA company does not pay wages.
    • If a salary is paid to an outside worker, all legal fees must be covered (compare to a household as an employer).
  • The JA company is registered into the JA Finland’s register at this website.
    • The JA companies do not have to be registered with the Finnish Patent and Registration Office (PRH).
  • The tax deduction for domestic costs (kotitalousvähennys in Finnish) does not apply to the services sold by the JA companies.
  • The JA companies must keep accounts of their operations, presenting their revenue and expenses.
  • The JA companies are not taxable for VAT purposes if their revenue remains under €10,000.

JA Finland has a set of instructions based on the information received from the Finnish Tax Administration regarding the JA companies. Tax administration’s instructions regarding the taxation and operation of the JA companies.

Safety and Insurances

The JA office acquires a liability insurance from Fennia for each company registered into the JA Company Program. The insurance includes a liability insurance for operation and a product liability insurance. These insurances cover personal injuries and property damages caused to third parties during the operation of the business, for which the company is legally responsible. The deductible for the insurances is €600 or €1,000. In some cases, additional insurance coverage may be appropriate. Fennia’s insurance experts are happy to help the participants with insurance-related matters.

Events and competitions

During the academic year, a variety of program competitions are organized, where JA companies can participate. The competitions are include for example The best business idea, the best graphic design and the best internet experience, all supporting the activities of JA companies and developing ideas.

In addition to competitions, during the academic year, several locations will host Uskalla Yrittää -semifinals, which will gather JA companies in the region for a fair event to present their company and make sales. The best JA companies in the semifinals will be able to compete for the national prize at the Uskala Yrittää finals, which will take place in April. Read more about the Uskalla Yrittää event and see the time of your semifinals in your region.

The aim of the competition is to provide opportunities for presenting your own skills and developing the activities. The regional semifinals and national finals have a good opportunity to get to know other JA companies and their activities.

Join the program!

Register to the program. The guidelines can be found on the frontpage.

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